Actuarial projects for insurers, banks and pension funds
ks actuaries supports insurers, banks, pension funds and managing general agents with actuarial projects – from pricing new products and meeting regulatory requirements to statistical modelling. You gain experienced actuaries who get up to speed quickly, take a pragmatic approach and deliver results that auditors and supervisors can understand.
Our areas of expertise
Product development and pricing
Pricing new life and personal insurance products, such as disability, term life or annuity insurance: actuarial assumptions, premiums, reserves, profit testing and technical business plans.
Solvency II and IFRS 17
Support with calculating technical provisions (best estimate and risk margin), SCR calculations, ORSA, validation and valuation models under IFRS 17.
Non-life insurance reserving
Estimation of claims reserves using chain-ladder and other methods, and analyses of reserve adequacy.
Valuation and analysis of financial instruments
Valuation of primary and derivative financial instruments under IFRS, as well as client-specific valuations.
Quantitative risk analysis in portfolio management
Risk measures, stress scenarios and simulations, and regressions against quantitative and macroeconomic factors.
Interest rate forecasts
Interest rate projections based on high-quality corporate bonds, matched to the duration of your obligations.
Statistical modelling and data science
Regression models, stochastic risk models, supervised and unsupervised learning – from data preparation to a model ready for practical use.
Actuarial tools
Development of Excel, Python or R tools for pricing, valuation and reporting – documented and handed over to your team.
Who we work for
- Insurance companies and managing general agents
- Banks and financial service providers
- Pension funds and occupational severance funds
- Auditors seeking an independent actuarial assessment
- Insurtechs and start-ups looking to price a new product
How we work
- Initial discussion: We clarify the objectives, scope, data and timetable – without obligation.
- Quotation: You receive a quotation for a fixed scope of work or on a day-rate basis.
- Delivery: We work closely with your team and provide regular progress updates.
- Handover: Results, documentation and, on request, training for your employees.
Why ks actuaries
- Recognised actuaries of the AVÖ with experience in banking, insurance and capital markets
- A boutique consultancy, not a large corporation: direct contacts, short communication lines and fair day rates
- Mathematical depth combined with modern data analysis
- Services in German and English
Frequently asked questions
Can I engage ks actuaries for a small, short project?
Yes. We undertake individual calculations and second opinions as well as projects lasting several months.
Do you work on site or remotely?
Both. Most projects are delivered remotely, with on-site meetings in Vienna or at your premises whenever useful.
Do you also support businesses outside Austria?
Yes, particularly in German-speaking countries, and internationally in English.
How do you handle confidential data?
All data is treated confidentially and in compliance with the GDPR; we can sign a non-disclosure agreement (NDA) on request.
How does an actuarial project differ from an actuarial report?
An actuarial report values existing obligations at a specific reporting date. A project addresses a particular question – such as a new tariff, a model or a regulatory requirement – and may run for longer.
Also of interest: Actuarial valuations